Filed February 12, 2026 (most recent of 3 filings on file)
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,860 | $79,955-5.1% | $98,461-23.0% | $75,173+0.9% |
| Participation rate | 64.2% | 70.4%-6.2pp | 75.2%-11.0pp | 67.2%-3.1pp |
| Annual return | 13.89% | 19.75%-5.9pp | 21.17%-7.3pp | 160.72%-146.8pp |
| Employer contribution / active EE | $2,116 | $2,264-6.6% | $3,049-30.6% | $2,671-20.8% |
| Participant deferral / active EE | $4,661 | $3,752+24.2% | $4,738-1.6% | $4,126+13.0% |
| Admin fee / account holder | $840 | $6,841-87.7% | $8,961-90.6% | $5,651-85.1% |