Filed February 12, 2026 (most recent of 3 filings on file)
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,915 | $81,208-13.9% | $98,920-29.3% | $79,852-12.4% |
| Participation rate | 67.6% | 72.5%-4.9pp | 76.0%-8.5pp | 69.6%-2.1pp |
| Annual return | 18.91% | 60.99%-42.1pp | 196.47%-177.6pp | 31.72%-12.8pp |
| Employer contribution / active EE | $1,602 | $1,960-18.3% | $2,689-40.4% | $2,471-35.2% |
| Participant deferral / active EE | $3,712 | $3,265+13.7% | $4,245-12.6% | $3,740-0.8% |
| Admin fee / account holder | $957 | $6,013-84.1% | $6,643-85.6% | $5,306-82.0% |