Filed February 12, 2026 (most recent of 3 filings on file)
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,246 | $73,009-5.2% | $90,760-23.7% | $68,486+1.1% |
| Participation rate | 69.2% | 70.8%-1.6pp | 75.7%-6.5pp | 67.9%+1.3pp |
| Annual return | -14.94% | -13.81%-1.1pp | -12.16%-2.8pp | -7.85%-7.1pp |
| Employer contribution / active EE | $2,051 | $2,193-6.4% | $2,922-29.8% | $2,597-21.0% |
| Participant deferral / active EE | $4,610 | $3,626+27.1% | $4,565+1.0% | $4,028+14.5% |
| Admin fee / account holder | $542 | $5,896-90.8% | $8,444-93.6% | $5,404-90.0% |