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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,669 | $126,636-65.5% | $312,151-86.0% | $116,462-62.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 89.1%+10.9pp | 74.7%+25.3pp |
| Annual return | 21.98% | 15.31%+6.7pp | 1.82%+20.2pp | 15.65%+6.3pp |
| Employer contribution / active EE | $3,228 | $3,444-6.3% | $8,031-59.8% | $3,231-0.1% |
| Participant deferral / active EE | $2,675 | $4,369-38.8% | $5,370-50.2% | $3,836-30.3% |
| Admin fee / account holder | $2,104 | $16,098-86.9% | $51,799-95.9% | $12,754-83.5% |