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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,644 | $91,559-67.6% | $133,971-77.9% | $79,852-62.9% |
| Participation rate | 96.6% | 73.3%+23.2pp | 79.8%+16.7pp | 69.6%+26.9pp |
| Annual return | 5.04% | 61.85%-56.8pp | 45.09%-40.1pp | 31.72%-26.7pp |
| Employer contribution / active EE | $4,718 | $2,384+97.9% | $3,919+20.4% | $2,471+90.9% |
| Participant deferral / active EE | $6,665 | $3,734+78.5% | $5,047+32.1% | $3,740+78.2% |
| Admin fee / account holder | $3,941 | $6,321-37.7% | $8,929-55.9% | $5,306-25.7% |