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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,725 | $152,612-81.2% | $125,192-77.1% | $152,897-81.2% |
| Participation rate | 95.8% | 83.3%+12.5pp | 79.8%+16.1pp | 82.5%+13.4pp |
| Annual return | 5.65% | 54.85%-49.2pp | 43.79%-38.1pp | 345.43%-339.8pp |
| Employer contribution / active EE | $5,167 | $4,947+4.4% | $3,866+33.7% | $4,764+8.5% |
| Participant deferral / active EE | $7,419 | $5,868+26.4% | $4,937+50.3% | $5,851+26.8% |
| Admin fee / account holder | $5,517 | $13,437-58.9% | $9,704-43.1% | $11,599-52.4% |