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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,921 | $78,707-76.0% | $117,861-83.9% | $70,126-73.0% |
| Participation rate | 96.2% | 73.2%+23.0pp | 79.7%+16.5pp | 69.5%+26.6pp |
| Annual return | 18.86% | 23.30%-4.4pp | 335.11%-316.2pp | 73.15%-54.3pp |
| Employer contribution / active EE | $4,505 | $2,223+102.6% | $3,786+19.0% | $2,343+92.3% |
| Participant deferral / active EE | $6,292 | $3,297+90.8% | $4,482+40.4% | $3,332+88.8% |
| Admin fee / account holder | $3,256 | $5,066-35.7% | $8,021-59.4% | $4,645-29.9% |