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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,463 | $123,750+192.1% | $69,611+419.3% | $145,877+147.8% |
| Participation rate | 75.0% | 69.2%+5.8pp | 66.4%+8.6pp | 80.3%-5.3pp |
| Annual return | 7.99% | 192.03%-184.0pp | 101.14%-93.1pp | 551.28%-543.3pp |
| Employer contribution / active EE | $1,993 | $2,672-25.4% | $1,709+16.7% | $4,663-57.3% |
| Participant deferral / active EE | $7,988 | $4,243+88.3% | $2,891+176.3% | $6,691+19.4% |
| Admin fee / account holder | $2,841 | $7,817-63.7% | $4,696-39.5% | $13,402-78.8% |