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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,860 | $116,167+259.7% | $64,489+548.0% | $137,256+204.4% |
| Participation rate | 75.0% | 68.2%+6.8pp | 67.7%+7.3pp | 80.0%-5.0pp |
| Annual return | 12.95% | 36.55%-23.6pp | 55.03%-42.1pp | 220.34%-207.4pp |
| Employer contribution / active EE | $1,031 | $2,483-58.5% | $1,523-32.3% | $4,156-75.2% |
| Participant deferral / active EE | $6,150 | $4,215+45.9% | $2,778+121.4% | $6,407-4.0% |
| Admin fee / account holder | $3,291 | $6,188-46.8% | $4,260-22.8% | $12,270-73.2% |