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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,304 | $117,623+128.1% | $71,702+274.2% | $134,509+99.5% |
| Participation rate | 100.0% | 68.9%+31.1pp | 62.3%+37.7pp | 81.2%+18.8pp |
| Annual return | -5.24% | 25.44%-30.7pp | 9.14%-14.4pp | 418.13%-423.4pp |
| Employer contribution / active EE | $9,220 | $2,525+265.2% | $1,704+441.1% | $4,741+94.5% |
| Participant deferral / active EE | $18,900 | $3,759+402.7% | $2,658+611.1% | $6,400+195.3% |
| Admin fee / account holder | $1,930 | $6,379-69.7% | $3,974-51.4% | $11,427-83.1% |