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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,679 | $184,014-48.5% | $161,149-41.2% | $138,895-31.8% |
| Participation rate | 91.3% | 82.1%+9.2pp | 78.8%+12.5pp | 79.9%+11.4pp |
| Annual return | 18.55% | 21.52%-3.0pp | 21.16%-2.6pp | 145.39%-126.8pp |
| Employer contribution / active EE | $20,173 | $5,055+299.1% | $4,360+362.7% | $4,194+381.0% |
| Participant deferral / active EE | $9,958 | $6,909+44.1% | $6,153+61.8% | $6,396+55.7% |
| Admin fee / account holder | $30,008 | $18,027+66.5% | $15,194+97.5% | $12,562+138.9% |