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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,679 | $178,174-46.9% | $156,181-39.4% | $137,256-31.0% |
| Participation rate | 91.3% | 82.0%+9.3pp | 78.8%+12.5pp | 80.0%+11.3pp |
| Annual return | 18.55% | 84.19%-65.6pp | 64.87%-46.3pp | 220.34%-201.8pp |
| Employer contribution / active EE | $20,173 | $4,972+305.8% | $4,294+369.8% | $4,156+385.4% |
| Participant deferral / active EE | $9,958 | $6,888+44.6% | $6,132+62.4% | $6,407+55.4% |
| Admin fee / account holder | $30,008 | $17,404+72.4% | $14,586+105.7% | $12,270+144.6% |