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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,382 | $152,592-91.9% | $125,180-90.1% | $152,885-91.9% |
| Participation rate | 42.9% | 83.3%-40.5pp | 79.8%-36.9pp | 82.5%-39.6pp |
| Annual return | 0.00% | 54.84%-54.8pp | 43.79%-43.8pp | 345.39%-345.4pp |
| Employer contribution / active EE | $981 | $4,947-80.2% | $3,866-74.6% | $4,763-79.4% |
| Participant deferral / active EE | $3,972 | $5,868-32.3% | $4,937-19.6% | $5,851-32.1% |
| Admin fee / account holder | $21 | $13,435-99.8% | $9,703-99.8% | $11,598-99.8% |