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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,379 | $67,823-24.2% | $52,425-2.0% | $137,256-62.6% |
| Participation rate | 10.0% | 63.9%-53.9pp | 55.6%-45.6pp | 80.0%-70.0pp |
| Annual return | 20.16% | 219.11%-198.9pp | 302.12%-282.0pp | 220.34%-200.2pp |
| Employer contribution / active EE | $241 | $1,163-79.3% | $914-73.6% | $4,156-94.2% |
| Participant deferral / active EE | $1,648 | $2,288-28.0% | $1,790-7.9% | $6,407-74.3% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |