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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,037 | $76,785-64.8% | $56,441-52.1% | $145,959-81.5% |
| Participation rate | 10.0% | 63.2%-53.2pp | 52.5%-42.5pp | 80.3%-70.3pp |
| Annual return | 10.78% | 3000.51%-2989.7pp | 1704.21%-1693.4pp | 561.95%-551.2pp |
| Employer contribution / active EE | $256 | $1,381-81.5% | $1,039-75.4% | $4,661-94.5% |
| Participant deferral / active EE | $960 | $2,624-63.4% | $1,953-50.8% | $6,689-85.6% |
| Admin fee / account holder | $248 | $3,334-92.6% | $2,829-91.2% | $13,398-98.1% |