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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,902 | $93,345+182.7% | $119,126+121.5% | $87,485+201.7% |
| Participation rate | 41.4% | 68.7%-27.4pp | 75.8%-34.4pp | 68.9%-27.6pp |
| Annual return | 15.81% | 19.08%-3.3pp | 282.11%-266.3pp | 26.06%-10.3pp |
| Employer contribution / active EE | $1,370 | $3,172-56.8% | $4,034-66.0% | $2,596-47.2% |
| Participant deferral / active EE | $6,787 | $4,099+65.6% | $5,318+27.6% | $4,274+58.8% |
| Admin fee / account holder | $6 | $8,039-99.9% | $10,693-99.9% | $7,775-99.9% |