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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,968 | $78,670+88.1% | $109,173+35.5% | $85,847+72.4% |
| Participation rate | 40.0% | 68.3%-28.3pp | 75.9%-35.9pp | 69.3%-29.3pp |
| Annual return | 13.92% | 25.09%-11.2pp | 25.75%-11.8pp | 318.61%-304.7pp |
| Employer contribution / active EE | $2,688 | $2,734-1.7% | $3,723-27.8% | $2,565+4.8% |
| Participant deferral / active EE | $5,789 | $3,467+66.9% | $4,654+24.4% | $3,952+46.5% |
| Admin fee / account holder | $9 | $5,469-99.8% | $6,755-99.9% | $6,261-99.9% |