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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,199 | $57,352+15.4% | $83,831-21.0% | $64,173+3.2% |
| Participation rate | 27.8% | 68.6%-40.8pp | 76.1%-48.4pp | 69.6%-41.8pp |
| Annual return | -7.27% | 11.38%-18.7pp | 850.99%-858.3pp | 7.63%-14.9pp |
| Employer contribution / active EE | $767 | $2,546-69.9% | $3,631-78.9% | $2,381-67.8% |
| Participant deferral / active EE | $3,781 | $2,993+26.3% | $4,082-7.4% | $3,470+9.0% |
| Admin fee / account holder | $0 | $4,046-100.0% | $5,479-100.0% | $4,887-100.0% |