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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,734 | $63,346-15.2% | $92,240-41.7% | $70,126-23.4% |
| Participation rate | 31.3% | 68.7%-37.4pp | 76.5%-45.2pp | 69.5%-38.3pp |
| Annual return | 21.02% | 530.19%-509.2pp | 176.29%-155.3pp | 73.15%-52.1pp |
| Employer contribution / active EE | $861 | $2,471-65.2% | $3,680-76.6% | $2,343-63.3% |
| Participant deferral / active EE | $4,020 | $2,854+40.9% | $3,897+3.1% | $3,332+20.6% |
| Admin fee / account holder | $0 | $3,841-100.0% | $5,194-100.0% | $4,645-100.0% |