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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,610 | $85,171-53.5% | $172,752-77.1% | $72,975-45.7% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 39.41% | 27.32%+12.1pp | 802.97%-763.6pp | 81.01%-41.6pp |
| Employer contribution / active EE | $1,722 | $3,324-48.2% | $5,144-66.5% | $2,440-29.4% |
| Participant deferral / active EE | $3,230 | $3,260-0.9% | $5,198-37.8% | $3,608-10.5% |
| Admin fee / account holder | $556 | $5,880-90.5% | $13,955-96.0% | $5,124-89.1% |