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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,459 | $77,638-71.1% | $156,551-85.7% | $62,881-64.3% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 6.54% | 50.33%-43.8pp | 32.23%-25.7pp | 20.14%-13.6pp |
| Employer contribution / active EE | $1,562 | $3,444-54.6% | $5,501-71.6% | $2,281-31.5% |
| Participant deferral / active EE | $2,386 | $3,046-21.6% | $4,871-51.0% | $3,203-25.5% |
| Admin fee / account holder | $2,176 | $5,561-60.9% | $13,028-83.3% | $4,296-49.3% |