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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,412 | $84,236-67.5% | $170,435-83.9% | $70,126-60.9% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 18.70% | 23.06%-4.4pp | 205.94%-187.2pp | 73.15%-54.4pp |
| Employer contribution / active EE | $1,533 | $3,387-54.7% | $5,432-71.8% | $2,343-34.5% |
| Participant deferral / active EE | $2,616 | $3,086-15.2% | $4,939-47.0% | $3,332-21.5% |
| Admin fee / account holder | $337 | $5,698-94.1% | $13,881-97.6% | $4,645-92.8% |