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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,286 | $199,109-81.3% | $173,730-78.5% | $154,746-75.9% |
| Participation rate | 45.5% | 82.8%-37.4pp | 79.6%-34.1pp | 80.7%-35.2pp |
| Annual return | 15.77% | 20.02%-4.2pp | 19.96%-4.2pp | 172.34%-156.6pp |
| Employer contribution / active EE | $2,325 | $5,311-56.2% | $4,577-49.2% | $4,379-46.9% |
| Participant deferral / active EE | $4,761 | $7,113-33.1% | $6,326-24.7% | $6,730-29.3% |
| Admin fee / account holder | $31,261 | $20,916+49.5% | $17,523+78.4% | $14,365+117.6% |