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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,824 | $162,812-86.6% | $133,971-83.7% | $158,966-86.3% |
| Participation rate | 80.0% | 83.2%-3.2pp | 79.8%+0.2pp | 82.0%-2.0pp |
| Annual return | 21.96% | 41.94%-20.0pp | 45.09%-23.1pp | 302.95%-281.0pp |
| Employer contribution / active EE | $2,265 | $4,976-54.5% | $3,919-42.2% | $4,762-52.4% |
| Participant deferral / active EE | $5,600 | $5,910-5.2% | $5,047+11.0% | $5,983-6.4% |
| Admin fee / account holder | $2,829 | $11,741-75.9% | $8,929-68.3% | $11,250-74.9% |