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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,350 | $145,431+155.3% | $211,142+75.9% | $87,485+324.5% |
| Participation rate | 95.8% | 84.7%+11.1pp | 87.3%+8.5pp | 68.9%+26.9pp |
| Annual return | 43.28% | 27.21%+16.1pp | 46.84%-3.6pp | 26.06%+17.2pp |
| Employer contribution / active EE | $6,859 | $4,662+47.1% | $6,442+6.5% | $2,596+164.2% |
| Participant deferral / active EE | $16,392 | $6,859+139.0% | $9,284+76.6% | $4,274+283.6% |
| Admin fee / account holder | $57,300 | $17,052+236.0% | $19,076+200.4% | $7,775+637.0% |