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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,442 | $138,386+101.2% | $184,260+51.1% | $80,935+244.0% |
| Participation rate | 95.7% | 83.9%+11.8pp | 86.8%+8.8pp | 67.7%+28.0pp |
| Annual return | 17.61% | 20.02%-2.4pp | 28.84%-11.2pp | 35.66%-18.0pp |
| Employer contribution / active EE | $6,474 | $4,851+33.5% | $6,427+0.7% | $2,757+134.9% |
| Participant deferral / active EE | $15,913 | $7,076+124.9% | $9,133+74.2% | $4,299+270.1% |
| Admin fee / account holder | $32,826 | $10,489+213.0% | $13,898+136.2% | $6,924+374.1% |