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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,985 | $125,797+109.1% | $170,057+54.6% | $75,177+249.8% |
| Participation rate | 97.7% | 83.6%+14.1pp | 87.0%+10.7pp | 67.2%+30.5pp |
| Annual return | 24.61% | 27.20%-2.6pp | 53.42%-28.8pp | 160.75%-136.1pp |
| Employer contribution / active EE | $7,494 | $4,616+62.3% | $6,790+10.4% | $2,671+180.6% |
| Participant deferral / active EE | $16,826 | $6,838+146.1% | $10,411+61.6% | $4,126+307.8% |
| Admin fee / account holder | $11,908 | $8,177+45.6% | $12,826-7.2% | $5,651+110.7% |