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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,879 | $137,414+93.5% | $189,537+40.3% | $85,847+209.7% |
| Participation rate | 90.2% | 84.6%+5.6pp | 87.8%+2.4pp | 69.3%+20.9pp |
| Annual return | 9.47% | 38.14%-28.7pp | 555.34%-545.9pp | 318.61%-309.1pp |
| Employer contribution / active EE | $4,510 | $4,344+3.8% | $6,161-26.8% | $2,565+75.8% |
| Participant deferral / active EE | $12,787 | $6,260+104.3% | $8,220+55.6% | $3,952+223.6% |
| Admin fee / account holder | $14,683 | $8,630+70.1% | $12,048+21.9% | $6,261+134.5% |