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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,606 | $78,707+17.7% | $117,861-21.4% | $70,126+32.1% |
| Participation rate | 92.6% | 73.2%+19.4pp | 79.7%+12.9pp | 69.5%+23.1pp |
| Annual return | 16.45% | 23.30%-6.9pp | 335.11%-318.7pp | 73.15%-56.7pp |
| Employer contribution / active EE | $1,212 | $2,223-45.5% | $3,786-68.0% | $2,343-48.2% |
| Participant deferral / active EE | $5,937 | $3,297+80.0% | $4,482+32.5% | $3,332+78.2% |
| Admin fee / account holder | $12,173 | $5,066+140.3% | $8,021+51.8% | $4,645+162.0% |