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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,924 | $99,994+11.9% | $146,647-23.7% | $85,851+30.4% |
| Participation rate | 84.1% | 73.1%+11.0pp | 80.1%+4.0pp | 69.3%+14.7pp |
| Annual return | 15.14% | 18.93%-3.8pp | 22.75%-7.6pp | 318.63%-303.5pp |
| Employer contribution / active EE | $1,125 | $2,559-56.1% | $4,137-72.8% | $2,565-56.2% |
| Participant deferral / active EE | $6,387 | $4,006+59.4% | $5,506+16.0% | $3,952+61.6% |
| Admin fee / account holder | $6,375 | $7,703-17.2% | $10,281-38.0% | $6,261+1.8% |