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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,987 | $91,536+31.1% | $130,062-7.7% | $75,177+59.6% |
| Participation rate | 88.6% | 71.5%+17.1pp | 78.5%+10.1pp | 67.2%+21.4pp |
| Annual return | 17.78% | -631.62%+649.4pp | -137.37%+155.2pp | 160.75%-143.0pp |
| Employer contribution / active EE | $1,145 | $2,845-59.8% | $4,322-73.5% | $2,671-57.2% |
| Participant deferral / active EE | $7,839 | $4,343+80.5% | $5,821+34.7% | $4,126+90.0% |
| Admin fee / account holder | $2,635 | $6,780-61.1% | $10,601-75.1% | $5,651-53.4% |