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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,749 | $39,028-41.7% | $80,741-71.8% | $85,847-73.5% |
| Participation rate | 8.6% | 41.6%-33.0pp | 54.2%-45.6pp | 69.3%-60.7pp |
| Annual return | 15.95% | 26.31%-10.4pp | 87.30%-71.4pp | 318.61%-302.7pp |
| Employer contribution / active EE | $207 | $722-71.3% | $1,160-82.1% | $2,565-91.9% |
| Participant deferral / active EE | $562 | $1,326-57.6% | $2,145-73.8% | $3,952-85.8% |
| Admin fee / account holder | $259 | $2,429-89.3% | $3,380-92.3% | $6,261-95.9% |