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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,703 | $27,936-40.2% | $58,561-71.5% | $75,173-77.8% |
| Participation rate | 14.8% | 38.8%-24.1pp | 50.9%-36.1pp | 67.2%-52.4pp |
| Annual return | 17.92% | 44.21%-26.3pp | 4251.33%-4233.4pp | 160.72%-142.8pp |
| Employer contribution / active EE | $299 | $670-55.4% | $1,053-71.6% | $2,671-88.8% |
| Participant deferral / active EE | $477 | $1,202-60.3% | $1,923-75.2% | $4,126-88.4% |
| Admin fee / account holder | $0 | $1,727-100.0% | $2,520-100.0% | $5,651-100.0% |