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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,817 | $27,632-42.8% | $61,452-74.3% | $68,486-76.9% |
| Participation rate | 11.3% | 39.5%-28.2pp | 52.6%-41.3pp | 67.9%-56.6pp |
| Annual return | -23.27% | -13.24%-10.0pp | 338.96%-362.2pp | -7.85%-15.4pp |
| Employer contribution / active EE | $193 | $696-72.2% | $1,160-83.3% | $2,597-92.6% |
| Participant deferral / active EE | $414 | $1,264-67.2% | $2,125-80.5% | $4,028-89.7% |
| Admin fee / account holder | $166 | $2,010-91.7% | $2,131-92.2% | $5,404-96.9% |