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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,041 | $148,623+39.3% | $135,974+52.3% | $139,466+48.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.38% | 79.30%-63.9pp | 68.30%-52.9pp | 373.66%-358.3pp |
| Employer contribution / active EE | $594 | $5,246-88.7% | $4,859-87.8% | $4,754-87.5% |
| Participant deferral / active EE | $6,175 | $8,103-23.8% | $7,760-20.4% | $6,712-8.0% |
| Admin fee / account holder | $24,202 | $12,406+95.1% | $10,767+124.8% | $11,409+112.1% |