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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,709 | $127,387-23.3% | $115,038-15.1% | $125,389-22.1% |
| Participation rate | 77.8% | 84.2%-6.4pp | 81.4%-3.6pp | 83.2%-5.4pp |
| Annual return | -1.64% | 31.28%-32.9pp | 26.14%-27.8pp | 282.24%-283.9pp |
| Employer contribution / active EE | $511 | $5,166-90.1% | $4,608-88.9% | $4,866-89.5% |
| Participant deferral / active EE | $5,110 | $6,423-20.4% | $6,026-15.2% | $5,352-4.5% |
| Admin fee / account holder | $1,156 | $9,516-87.8% | $8,175-85.9% | $9,541-87.9% |