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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,724 | $138,076-19.1% | $123,553-9.6% | $135,380-17.5% |
| Participation rate | 88.2% | 84.7%+3.5pp | 82.3%+5.9pp | 82.6%+5.6pp |
| Annual return | -7.31% | 153.70%-161.0pp | 119.21%-126.5pp | 519.81%-527.1pp |
| Employer contribution / active EE | $835 | $5,152-83.8% | $4,628-82.0% | $4,779-82.5% |
| Participant deferral / active EE | $8,353 | $6,800+22.8% | $6,426+30.0% | $5,609+48.9% |
| Admin fee / account holder | $22,812 | $10,917+109.0% | $9,284+145.7% | $10,828+110.7% |