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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,743 | $176,105+12.9% | $159,474+24.6% | $167,536+18.6% |
| Participation rate | 88.9% | 85.0%+3.9pp | 82.8%+6.1pp | 82.1%+6.8pp |
| Annual return | 13.14% | 331.91%-318.8pp | 263.68%-250.5pp | 478.82%-465.7pp |
| Employer contribution / active EE | $1,057 | $5,299-80.1% | $4,831-78.1% | $4,839-78.2% |
| Participant deferral / active EE | $12,149 | $7,751+56.7% | $7,353+65.2% | $6,342+91.6% |
| Admin fee / account holder | $5,092 | $12,559-59.5% | $10,802-52.9% | $12,315-58.6% |