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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,493 | $118,708+44.5% | $98,920+73.4% | $158,966+7.9% |
| Participation rate | 44.4% | 77.8%-33.4pp | 76.0%-31.6pp | 82.0%-37.5pp |
| Annual return | 9.42% | 372.49%-363.1pp | 196.47%-187.1pp | 302.95%-293.5pp |
| Employer contribution / active EE | $648 | $3,334-80.6% | $2,689-75.9% | $4,762-86.4% |
| Participant deferral / active EE | $2,096 | $5,089-58.8% | $4,245-50.6% | $5,983-65.0% |
| Admin fee / account holder | $3,322 | $10,134-67.2% | $6,643-50.0% | $11,250-70.5% |