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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,920 | $104,251+37.1% | $91,004+57.0% | $147,586-3.2% |
| Participation rate | 75.0% | 78.2%-3.2pp | 75.6%-0.6pp | 82.8%-7.8pp |
| Annual return | 16.75% | 27.06%-10.3pp | 4.60%+12.2pp | 578.59%-561.8pp |
| Employer contribution / active EE | $987 | $3,116-68.3% | $2,456-59.8% | $4,876-79.8% |
| Participant deferral / active EE | $2,750 | $4,195-34.4% | $3,548-22.5% | $5,439-49.4% |
| Admin fee / account holder | $2,407 | $8,948-73.1% | $5,417-55.6% | $10,886-77.9% |