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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,754 | $116,190+34.9% | $93,614+67.4% | $152,885+2.5% |
| Participation rate | 69.2% | 78.0%-8.8pp | 75.8%-6.6pp | 82.5%-13.2pp |
| Annual return | 14.50% | 35.96%-21.5pp | 32.76%-18.3pp | 345.39%-330.9pp |
| Employer contribution / active EE | $705 | $3,219-78.1% | $2,718-74.1% | $4,763-85.2% |
| Participant deferral / active EE | $2,687 | $4,604-41.6% | $4,069-34.0% | $5,851-54.1% |
| Admin fee / account holder | $3,095 | $10,749-71.2% | $7,889-60.8% | $11,598-73.3% |