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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $637,426 | $162,136+293.1% | $152,301+318.5% | $154,746+311.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 2.16% | 91.02%-88.9pp | 80.50%-78.3pp | 172.34%-170.2pp |
| Employer contribution / active EE | $19,921 | $4,890+307.4% | $4,624+330.8% | $4,379+354.9% |
| Participant deferral / active EE | $21,419 | $8,341+156.8% | $8,004+167.6% | $6,730+218.2% |
| Admin fee / account holder | $545,086 | $15,759+3358.8% | $14,398+3685.9% | $14,365+3694.5% |