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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,683,656 | $150,447+1019.1% | $136,298+1135.3% | $147,586+1040.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 3.51% | 1049.15%-1045.6pp | 5156.27%-5152.8pp | 578.59%-575.1pp |
| Employer contribution / active EE | $20,520 | $5,256+290.4% | $4,696+337.0% | $4,876+320.8% |
| Participant deferral / active EE | $12,300 | $6,631+85.5% | $6,247+96.9% | $5,439+126.2% |
| Admin fee / account holder | $58,147 | $10,906+433.2% | $9,244+529.0% | $10,886+434.2% |