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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,173,183 | $157,296+645.8% | $141,191+730.9% | $152,897+667.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 4.96% | 64.34%-59.4pp | 71.41%-66.5pp | 345.43%-340.5pp |
| Employer contribution / active EE | $14,383 | $5,262+173.3% | $4,736+203.7% | $4,764+201.9% |
| Participant deferral / active EE | $16,867 | $7,111+137.2% | $6,710+151.4% | $5,851+188.3% |
| Admin fee / account holder | $42,379 | $12,125+249.5% | $10,264+312.9% | $11,599+265.4% |