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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,115,593 | $160,040+597.1% | $147,096+658.4% | $145,877+664.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.88% | 98.49%-92.6pp | 419.75%-413.9pp | 551.28%-545.4pp |
| Employer contribution / active EE | $19,367 | $5,289+266.1% | $4,936+292.4% | $4,663+315.3% |
| Participant deferral / active EE | $20,893 | $8,429+147.9% | $8,071+158.9% | $6,691+212.3% |
| Admin fee / account holder | $228,768 | $15,050+1420.1% | $13,005+1659.0% | $13,402+1606.9% |