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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,694 | $112,112+150.4% | $95,956+192.5% | $158,950+76.6% |
| Participation rate | 76.5% | 79.0%-2.5pp | 77.1%-0.6pp | 82.0%-5.5pp |
| Annual return | 14.50% | 171.15%-156.6pp | 91.63%-77.1pp | 302.91%-288.4pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,085 | $4,784-14.6% | $4,167-2.0% | $5,983-31.7% |
| Admin fee / account holder | $967 | $10,134-90.5% | $6,797-85.8% | $11,248-91.4% |