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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,207 | $92,219+117.1% | $76,766+160.8% | $135,382+47.9% |
| Participation rate | 68.2% | 79.8%-11.6pp | 77.0%-8.8pp | 82.6%-14.5pp |
| Annual return | -5.61% | 5.46%-11.1pp | 2.43%-8.0pp | 519.77%-525.4pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,981 | $4,508+10.5% | $3,851+29.3% | $5,609-11.2% |
| Admin fee / account holder | $6,403 | $10,749-40.4% | $6,675-4.1% | $10,829-40.9% |