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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,027 | $98,240+116.8% | $82,312+158.8% | $147,586+44.3% |
| Participation rate | 60.9% | 79.7%-18.9pp | 76.9%-16.0pp | 82.8%-22.0pp |
| Annual return | 15.48% | 30.85%-15.4pp | 25.88%-10.4pp | 578.59%-563.1pp |
| Employer contribution / active EE | $0 | $3,192-100.0% | $2,428-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,238 | $4,383-3.3% | $3,706+14.3% | $5,439-22.1% |
| Admin fee / account holder | $27,455 | $8,563+220.6% | $5,608+389.6% | $10,886+152.2% |