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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,060 | $29,319+81.0% | $52,425+1.2% | $82,448-35.6% |
| Participation rate | 21.7% | 46.9%-25.1pp | 55.6%-33.9pp | 68.1%-46.3pp |
| Annual return | 19.13% | 535.20%-516.1pp | 302.12%-283.0pp | 41.64%-22.5pp |
| Employer contribution / active EE | $163 | $586-72.3% | $914-82.2% | $2,551-93.6% |
| Participant deferral / active EE | $480 | $1,171-59.0% | $1,790-73.2% | $4,139-88.4% |
| Admin fee / account holder | $5,517 | $1,962+181.2% | $2,495+121.1% | $7,234-23.7% |