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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,060 | $28,624+85.4% | $53,647-1.1% | $82,637-35.8% |
| Participation rate | 21.7% | 47.3%-25.5pp | 56.3%-34.5pp | 68.1%-46.3pp |
| Annual return | 19.13% | 664.98%-645.8pp | 358.33%-339.2pp | 53.51%-34.4pp |
| Employer contribution / active EE | $163 | $637-74.5% | $962-83.1% | $2,552-93.6% |
| Participant deferral / active EE | $480 | $1,196-59.9% | $1,813-73.5% | $4,126-88.4% |
| Admin fee / account holder | $5,517 | $2,022+172.9% | $2,460+124.3% | $7,339-24.8% |