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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,060 | $37,156+42.8% | $83,854-36.7% | $86,983-39.0% |
| Participation rate | 21.7% | 49.1%-27.3pp | 59.1%-37.4pp | 69.5%-47.8pp |
| Annual return | 19.13% | 29.88%-10.7pp | 31.39%-12.3pp | 25.83%-6.7pp |
| Employer contribution / active EE | $163 | $661-75.4% | $1,017-84.0% | $2,584-93.7% |
| Participant deferral / active EE | $480 | $1,418-66.2% | $2,035-76.4% | $4,194-88.6% |
| Admin fee / account holder | $5,517 | $2,510+119.8% | $3,197+72.6% | $7,856-29.8% |