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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,788 | $32,117-66.4% | $71,086-84.8% | $64,181-83.2% |
| Participation rate | 28.6% | 42.7%-14.1pp | 54.7%-26.1pp | 69.6%-41.0pp |
| Annual return | -10.22% | -5.57%-4.7pp | 650.59%-660.8pp | 7.63%-17.9pp |
| Employer contribution / active EE | $344 | $712-51.7% | $1,088-68.4% | $2,381-85.5% |
| Participant deferral / active EE | $523 | $1,263-58.6% | $1,874-72.1% | $3,470-84.9% |
| Admin fee / account holder | $102 | $2,759-96.3% | $3,082-96.7% | $4,887-97.9% |