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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,625 | $86,701-50.8% | $73,309-41.9% | $125,389-66.0% |
| Participation rate | 77.8% | 78.6%-0.8pp | 74.9%+2.9pp | 83.2%-5.4pp |
| Annual return | -1.65% | 2.78%-4.4pp | 5.67%-7.3pp | 282.24%-283.9pp |
| Employer contribution / active EE | $3,436 | $4,152-17.3% | $3,237+6.1% | $4,866-29.4% |
| Participant deferral / active EE | $4,379 | $5,549-21.1% | $4,991-12.3% | $5,352-18.2% |
| Admin fee / account holder | $4,839 | $7,768-37.7% | $5,635-14.1% | $9,541-49.3% |