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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,114 | $64,359+1.2% | $90,161-27.8% | $70,126-7.1% |
| Participation rate | 82.1% | 70.4%+11.7pp | 76.9%+5.3pp | 69.5%+12.6pp |
| Annual return | 38.31% | 28.13%+10.2pp | 34.89%+3.4pp | 73.15%-34.8pp |
| Employer contribution / active EE | $4,589 | $2,046+124.3% | $3,318+38.3% | $2,343+95.9% |
| Participant deferral / active EE | $6,574 | $4,389+49.8% | $5,287+24.3% | $3,332+97.3% |
| Admin fee / account holder | $826 | $3,945-79.1% | $5,943-86.1% | $4,645-82.2% |